Auto loan pricing varies extensively from lender to lender, with differences in rates of two percentage points or more in some areas. We recommend that you shop around for the best your market has to offer. You can apply to few online loans and find the best rate by yourself.
The averages listed below apply to a $15,000 fixed-rate loan made to good credit quality borrowers, and those rates which apply to late-model used cars, typically 1- to 3- years of age.
| Atlanta, GA |
7.96% |
| Baltimore, MD |
7.84% |
| Boston, MA |
8.22% |
| Chicago, IL |
7.19% |
| Dallas, TX |
7.54% |
| Denver, CO |
6.70% |
| Detroit, MI |
7.87% |
| Houston, TX |
7.84% |
| Los Angeles, CA |
8.57% |
| Miami, FL |
8.19% |
| New York City, NY |
8.19% |
| Philadelphia, PA |
8.24% |
| Phoenix, AZ |
8.50% |
| San Francisco, CA |
8.45% |
| Seattle, WA |
8.08% |
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